We love Christmas and we want to make sure everyone has a wonderful one this year despite the recession, that’s why we’re inviting all our PALs to come have a super duper #XmasWithPAL.

3 lucky families will get gift bags worth 20,000 Naira, another set of 2 families will win gift bags worth 10,000 Naira while lots and lots of our PALs will win airtime vouchers!

You’re excited? We too!!!

All you need to do is visit this link here , upload a picture of you and your family, share the link with your friends, get them to vote for you and voila! Your family is well on its way to having a wonderful #XmasWithPAL


Terms and Conditions

  • The #XMASWithPAL contest runs between 15th December 2016 and 22nd December 2016
  • The contest is open to both customers and non-customers of Pensions Alliance Limited (PAL Pensions)
  • Winning criteria is based on judges selection and highest votes.
  • Voters will also be selected randomly to win consolation prizes
  • PAL Pensions reserves the right to re-distribute your images for future purposes